Document the fire damage immediately with photographs and video from multiple angles, noting the date and extent of structural harm, contents loss, and any safety hazards. Contact your insurance company within 24 hours to file a claim, even if you and your spouse disagree about next steps—delayed reporting can jeopardize coverage. While fire damaged property buyers UK operate under different regulations, Ontario’s Family Law Act governs how insurance proceeds and restoration decisions are handled between separating spouses, requiring careful navigation of …
